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Patio Enclosures® Specials & Financing

Financing Options for Your Patio Enclosures Project

Investing in a sunroom, enclosed porch, or new windows adds comfort, beauty, and long-term value to your home. We understand that how you pay for your project matters just as much as the project itself.

That’s why we offer multiple financing solutions—giving you flexibility, speed, and control when choosing what works best for your home and budget.

GreenSky® & Other Partner Financing

Fast. Flexible. Built for Home Improvements.

Through our partnership with GreenSky®, you can access simple, paperless financing designed specifically for home improvement projects.

Why Choose GreenSky?

  • Quick, 100% paperless application
  • Decisions in minutes
  • Credit limits up to $100,000
  • No prepayment penalties
  • Joint applications welcome
  • Work can be completed at any eligible property location

A brief phone call or online application, often under 10 minutes, is all it takes to get started.

Promotional Financing Options

Zero to Low Interest, Zero Payment Plans

Qualified homeowners can take advantage of promotional plans that allow:

  • No payments during the promotional period
  • No interest if the balance is paid in full before the promotion ends

(Interest accrues during the promotional period but is waived if paid in full before expiration. Subject to credit approval.) These plans are promotional in nature, change regularly and are subject to credit approval.

Reduced APR Plans

Prefer predictable monthly payments? GreenSky also offers:

  • Competitive fixed APR options
  • Reduced rate plans for qualified applicants
  • Fixed rates for the life of the loan

Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks. Approval is subject to credit requirements.

HELCO Loans Through Figure®

Leverage Your Home Equity with Speed and Simplicity

For homeowners looking for larger project funding or long-term flexibility, a Home Equity Line of Credit (HELOC) through Figure® offers a powerful alternative to traditional construction loans.

Why Consider a Figure HELOC?

  • Approval in as little as 5 minutes*
  • Funding in as few as 5 business days*
  • Borrow from $15,000 up to $400,000 (subject to qualifications)
  • Fixed-rate initial draw with clear, predictable payments
  • Redraw up to 100% for future projects
  • No prepayment penalties
  • Potentially tax-deductible interest (consult your tax professional)

Unlike many traditional bank HELOCs:

  • Closing costs may be lower
  • Approval timelines are significantly faster
  • Funds can be used for multiple projects, including sunrooms, windows, additions, remodels, or even debt consolidation

A minimum 640 FICO score is required for approval. Final terms depend on credit profile, home value, and equity available.

*Approval and funding timelines subject to verification and property eligibility.

​Zero Interest, Zero Payment Plans

Based on approved credit, borrowers can take advantage of zero interest and zero payments for the duration of the plan if the balance is paid within the plan period. Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period. There is no minimum monthly payment required during the promotional period. Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks.

​Reduced Rate APR Plans

Based on approved credit, borrowers can take advantage of reduced APR plans. Partnering with GreenSky makes it possible for us to offer some of the lowest rates in the industry. Fixed APR during the life of the loan. Subject to credit approval. Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks. If you're ready to take the next step and discuss your windows project and our financing plans with one of our experts, please fill out the form below.

​Which Financing Option Is Right for You?

Whether you prefer:

We’ll help you explore the option that fits your goals and financial comfort level. During your in-home consultation, your design consultant will walk you through all the options available for your project so you can make the best decision for your specific situation.

Your dream sunroom, or next home upgrade, is closer than you think. Let’s find the financing solution that works for you.

  • Promotional no-to-low interest plans
  • Low fixed-rate monthly payments
  • Or leveraging your home equity for larger-scale projects

*Product selection varies by geographic location. Ask your design consultant for details.

 

Schedule Your Free, Virtual or In-Home Estimate

 

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Offers end 2/28/26.

*Discount applies to MSRP and varies by market. Some restrictions apply. Not valid on prior sales or quotes. May not be used in conjunction with other offers or discounts. $500 gift card with qualifying purchase of $10,000 or more. Gift card issued after right of recission period has passed, which varies by state. If project cancels, gift card is forfeited.

†Home Improvement Loans made through Upgrade feature Annual Percentage Rates (APRs) of 0%-29.99%. Lowest rates require Autopay. If you are eligible for credit union membership, you may be required to join a credit union to receive a lower APR. Loans feature repayment terms of 5 to 20 years. Loans may be disbursed in one or more advances. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.  For example, under this promotional plan (i.e., payments are required monthly during the 12 months promotional period beginning after we disburse the first advance, and interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period), if a borrower receives a $10,000 loan with a 4-year term and a 29.49% Annual Percentage Rate (APR), the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), the borrower will have a required monthly payment of $255.98 during the promotional period. During the promotional period, payments will be applied to the outstanding principal amount, but paying only the required monthly payment amount will not repay the loan amount in full. If the loan is not paid in full by the end of the promotional period, interest accrued during the promotional period will be added to your monthly payment on a pro-rata basis for the remainder of the loan term, and the borrower will have a required monthly payment of $371.61 after the promotional period ends. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived. The APR on the loan may be higher or lower and loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. Loans are subject to credit approval. Upgrade, Inc. (NMLS #1548935) holds licenses in the states listed at upgrade.com/State-Licenses and does business under the DBAs listed at upgrade.com/dba

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