Easily Finance Your Dream Sunroom or Patio Enclosure
Your home is one of the largest investments you will make. Protect it by making smart decisions that increase its value and enhance your everyday life.
Affordable Sunroom Options with Our Specials
Investing in a sunroom, enclosed porch, or new windows adds comfort, beauty, and long-term value to your home. We understand that how you pay for your project matters just as much as the project itself. Take advantage of our exclusive specials to make your sunroom project even more affordable. We offer limited-time discounts and seasonal promotions designed to help you save on installation, upgrades, and custom features.
Explore our current offers to find the best deal for your budget and improve your home with a beautiful, sunny and bright sunroom at a price you'll love.
What Factors Go Into the Cost of a Sunroom?
It's important to understand what goes into the cost of a sunroom. Beyond the materials and design, several factors can impact the overall price. You may need updates to create or add a proper foundation, updated electrical wiring, and, for four-season sunroom options, an HVAC system to heat and cool your new room and provide year-round comfort. Each sunroom is unique, with custom glass, insulation, roofing, and integrated features that also influence your investment.
Explore our multiple financing solutions to help you find the best deal for your budget and improve your home with a beautiful sunroom at a price you'll love. Get started on planning your sunroom today.
How to Finance Your Sunroom Addition
Investing in a custom sunroom adds comfort, beauty, and long-term value to your home. But you shouldn't have to wait years to enjoy your new space. Exploring your financing options allows you to bring your dream sunroom to life immediately without draining your savings.
Financing your sunroom helps you maintain cash flow, offers flexible payments, and lets you enjoy your home’s added value right away. We offer several financing solutions designed for flexibility, speed, and control.
GreenSky® Home Improvement Financing
Fast. Flexible. Built for Home Improvements.
With our GreenSky partnership, you can access simple, paperless financing made for home improvement projects like your new sunroom. Applying online or by phone is easy and gives you a quick decision, often in minutes.
GreenSky offers credit limits up to $100,000. There are no penalties for early repayment.
Our Customizable Financing Options
- Zero Interest and Zero Payment Plans: Qualified homeowners can take advantage of promotional plans that allow:
- No payments during the promotional period
- No interest if the balance is paid in full before the promotion ends
(Interest accrues during the promotional period but is waived if paid in full before expiration. Subject to credit approval.) These plans are promotional in nature, change regularly, and are subject to credit approval.
Reduced APR Plans
- Predictable Monthly Payments: Lock in a competitive fixed APR for the life of your loan, making budgeting easy.
- Quick, 100% Paperless Application: The application takes under 10 minutes to complete.
- Joint Applications Welcome: Apply with a co-borrower in just a few steps.
- No Prepayment Penalties: Pay off your sunroom early without extra fees.
Work can be completed at any eligible property location and all it takes is a brief phone call or online application, often under 10 minutes.
Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks. Approval is subject to credit requirements.
Zero Interest, Zero Payment Plans
Based on approved credit, borrowers can take advantage of zero interest and zero payments for the duration of the plan if the balance is paid within the plan period. Subject to credit approval.
Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period. There is no minimum monthly payment required during the promotional period.
Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks.
Reduced Rate APR Plans
Based on approved credit, borrowers can take advantage of reduced APR plans. Partnering with GreenSky makes it possible for us to offer some of the lowest rates in the industry.
Fixed APR during the life of the loan. Subject to credit approval. Financing for GreenSky® consumer loan programs is provided by federally insured, equal opportunity lender banks.
If you're ready to take the next step and discuss your sunroom project and our financing plans with one of our experts, please fill out the form below.
Which Financing Option Is Right for You?
We’ll help you explore the option that fits your goals and financial comfort level. During your in-home consultation, your design consultant will walk you through all the options available for your project so you can make the best decision for your specific situation.
Your dream sunroom, or next home upgrade, is closer than you think. Let’s find the financing solution that works for you.
- Promotional no-to-low interest plans
- Low fixed-rate monthly payments
- Leveraging your home equity for larger-scale projects
Leverage Your Home Equity with Figure® HELOC Loans
If you want to fund a larger custom sunroom or need long-term flexibility, a Home Equity Line of Credit (HELOC) through Figure provides a strong alternative to traditional construction loans.
Why Consider a Figure HELOC for Your Sunroom?
- Fast Access: Get approved in as little as 5 minutes and funded in as few as 5 business days.*
- High Limits: You can borrow from $15,000 up to $400,000. Enjoy a fixed-rate initial draw for clear, predictable payments.
- Total Flexibility: Redraw up to 100% for future home projects.
- Clear Terms: You get predictable payments and potentially tax-deductible interest. Consult your tax professional for more information.
- No Prepayment Penalties: Pay off your sunroom early without extra fees.
Unlike many traditional bank HELOCs:
- Closing costs may be lower.
- Approval timelines are significantly faster.
- You can use funds for several projects, including sunrooms, windows, additions, remodels, or even debt consolidation.
A minimum 640 FICO score is required for approval. Final terms depend on credit profile, home value, and equity available.
*Approval and funding timelines subject to verification and property eligibility.